National portion
Practice & Fair Housing vocabulary
7 terms, defined plainly. Where a term is commonly confused with another, the definition says so — that confusion is usually the wrong answer.
- Blockbusting
- Illegally inducing owners to sell by predicting protected-class entry into the neighborhood (panic selling).
- Steering
- Illegally channeling buyers toward or away from neighborhoods based on a protected class.
- Redlining
- Lending/insurance discrimination by area — refusing or pricing loans by neighborhood rather than qualification.
- Federal protected classes
- Race, color, religion, national origin, sex, disability, familial status. (Age, marital status, and occupation are NOT federal classes.)
- Puffing
- Non-factual opinion talk ('best view in town') — legal, but misrepresentation of FACTS is not.
- Commingling
- Illegally mixing client trust funds with the broker's personal/business funds. CONVERSION is actually using client funds — worse.
- Antitrust violations
- Price fixing (agreeing on commission rates between brokerages), market allocation, group boycotts — commissions are always negotiable.
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Common questions
Is Practice & Fair Housing on the real estate exam?
Yes — Practice & Fair Housing is part of the national portion, which is the same content in every state that uses a two-portion licensing exam.
Are these the exact definitions used on the exam?
No — the exam doesn't publish definitions. These are written from the published content outlines in plain language, and deliberately call out the near-miss distinctions that wrong answers are built from.
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